Support Others by Paying Their Bills Securely
BillNip Pricing
At BillNip, our goal is to make it easy to help someone pay their bills - whether it’s a friend, a loved one, or a public servant. We charge a small service fee to process each transaction, which helps us securely deliver payments and maintain the platform.
There’s no fee to join, no monthly subscription, and no hidden costs. You only pay when you receive funds
How the BillNip Fee Works?
When a BillNipper sends money to help cover a BillNippee’s bill, a small service fee is deducted from the total amount. This covers processing, delivery, and platform infrastructure.
Example: If you send $75 to help cover a bill:
First $25 = $2.95 flat
The remaining $50 = 4% fee ($2.00)
Total fee = $4.95
The BillNippee receives $70.05 (the full $75 minus the $4.95 service fee).
When a BillNip is funded via ACH (bank transfer), we offer a reduced flat fee of just $2.95, no matter the amount.
$2.95Example: Whether you send $25 or $75, if it's funded through ACH:
Total fee = $2.95
The rest goes directly to the bill on behalf of the BillNippee.
Every dollar you send goes directly to helping someone with a real bill. Whether it's rent, a phone payment, or a medical balance, you’re sending funds straight to the biller - not to the BillNippee personally. Your support helps reduce their financial burden in a real, trackable way.
- Secure payment processing
- Banking and regulatory infrastructure
- Verification and fraud prevention
- Platform development and support
No Credit Cards for Wallets.
To keep costs low and prevent abuse, wallets can only be funded using ACH or debit cards. Credit cards are not accepted to fund a BillNip balance.
Transparency Is Our Priority
We’re committed to being upfront about what we charge and why. Our goal is to help people support one another - while keeping our platform reliable, secure, and easy to use.
If you have questions about fees or how the process works, you can reach us any time at
support@billnip.com