Easily and securely pay bills, partially or in full, for friends and family!

Helping a loved one with bills or gifting a payment? BillNip makes managing and sending payments on behalf of others effortless and secure. No shared accounts needed - simply select a BillNip user, send a payment, and brighten their day.

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Scan to download the BillNip App
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Step 1 Download BillNip

Start by scanning our QR code to download the BillNip app - creating your account takes just minutes!

Step 2 Invite family and friends.

Now that you’ve created your BillNip account, sync your contacts and invite people you know. Connect by sending and accepting friend requests, and view their activities in the Activity Feed, which you can set to public or private.

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Step 3
Enter your bills.

Uploading bills with BillNip is simple and secure. With access to over 44,000 verified billers, we confirm account numbers the moment a bill is added, ensuring every payment goes to the right place. Add your bill details directly into the app to keep everything organized in one place. You can upload some or all of your bills, then choose a display amount — this can be your minimum monthly payment or any amount you feel comfortable adding. Your BillNip friends can contribute to the full amount or a partial payment, and every payment is sent instantly to the selected biller.

Step 4 Send a BillNip® or Send Cash

Helping friends and family is simple and fun! Send a BillNip by selecting a friend, choosing a bill from their list, entering an amount, and clicking send. Not sure which bill to choose? Send Cash to their BillNip Balance, where they can apply it to any bill they’ve uploaded. Cash stays within the BillNip Balance and can’t be withdrawn, keeping the focus on supporting bills!

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Step 5
Pay Your
Own Bills

Your bills are already added, so save time by BillNipping yourself.

ACH payments take 1 to 2 business days and card payments can take up to 5 business days. We do not use due dates. If timing matters, set up payments at least 5 days in advance.

Start Using BillNip ®

Download BillNip®